.legal-wrap{grid-template-columns:260px 1fr;align-items:start;gap:40px;display:grid}.legal-toc{background:#fff;border:1.5px solid #e0e4f0;border-radius:16px;padding:24px;position:sticky;top:90px}.legal-toc h4{color:#293294;text-transform:uppercase;letter-spacing:1px;border-bottom:2px solid #ebb011;margin-bottom:14px;padding-bottom:10px;font-size:14px;font-weight:900}.legal-toc a{color:#668;border-bottom:1px solid #f0f2f5;padding:7px 0;font-size:13.5px;text-decoration:none;transition:color .25s;display:block}.legal-toc a:hover,.legal-toc a.active{color:#293294;font-weight:700}.legal-body{background:#fff;border:1.5px solid #e0e4f0;border-radius:16px;padding:44px}.legal-body h2{color:#293294;border-top:1.5px solid #f0f2f5;align-items:center;gap:10px;margin:36px 0 12px;padding-top:16px;font-size:20px;font-weight:900;display:flex}.legal-body h2:first-of-type{border-top:none;margin-top:0;padding-top:0}.legal-body h2 .sec-num{color:#ebb011;background:#293294;border-radius:8px;flex-shrink:0;justify-content:center;align-items:center;min-width:32px;height:32px;font-size:13px;font-weight:900;display:flex}.legal-body p,.legal-body li{color:#555570;font-size:15px;line-height:1.85}.legal-body ul,.legal-body ol{margin:10px 0 18px;padding-left:22px}.legal-body li{margin-bottom:7px}.legal-body strong{color:#293294}.legal-note{color:#444;background:#f5f7ff;border-left:4px solid #293294;border-radius:0 10px 10px 0;margin:18px 0;padding:14px 18px;font-size:14px}.legal-note.warn{background:#fff8e1;border-color:#ebb011}.legal-badge{color:#293294;background:#f5f7ff;border:1.5px solid #e0e4f0;border-radius:30px;align-items:center;gap:6px;margin-bottom:22px;padding:6px 14px;font-size:13px;font-weight:700;display:inline-flex}@media (max-width:900px){.legal-wrap{grid-template-columns:1fr!important}.legal-toc{position:static!important}}@media (max-width:600px){.contact-info-grid,.contact-info-grid2{grid-template-columns:1fr!important}}